Keep cash flow flowing with Pleo Overdraft
Keep your business running smoothly with extra funds that give you the financial flexibility you need, right when you need it most

Secure your cash flow
Quick liquidity, exactly when you need it
Spend without stress with easy access to extra credit, so you can continue your daily operations without the risk of declined transactions due to insufficient funds. You can get up to 500,000 GBP/EUR in credit to cover all your Pleo transactions. And the best part? It’s interest-free*.
*Overdraft is interest-free if you repay in full within the month.

Cover all business costs, confidently
Your spending safety net
Forget lengthy bank applications and obscure fee structures. Pleo Overdraft offers a straightforward setup process directly in the app with transparent pricing, allowing you to manage your finances with peace of mind.

Boost business resilience
Flexible funding without the financial burden
Keep your business growing by avoiding unnecessary spending on all fronts. With Pleo Overdraft, you won’t pay a penny in interest on your credit if you repay the balance by the end of the month.

Get more financial freedom with Pleo Overdraft

Seamless activation
Set up, manage, and control credit limits in the Pleo app.

Interest-free
Pay by the end of the month to keep your credit interest-free.

Flexible repayments
Choose automatic or manual repayments to suit your cash flow.

Terms that work for you
With transparent T&Cs, you’ll find no hidden charges.
How Pleo Overdraft keeps you covered
Employee spending
Give your team the freedom to buy whatever they need for work, even when the funds are low*. *Subject to conditions
Accounts payable
Take advantage of early payment discounts or reduce late payment fees regardless of the current balance.
Automated bookkeeping
Simplify reconciliation and get the true financial picture, saving time and reducing errors.
Integrations
Pleo integrates with your financial tech stack, improving cash flow visibility in real-time.
FAQs
Pleo Overdraft allows you to make payments even if your Pleo Wallet balance is low or negative. You can use it to cover Pleo cards, reimbursements, and supplier invoice payments.
Get started with Pleo
Join 37,000+ customers already using Pleo and staying on top of their company spending. Start your free trial.